Are you really ready to move to your freedom years (aka retirement)?

Knowing the why, when, where and how with confidence may just be the key to retiring successfully.

They say that “life happens whilst you’re making plans” and life is still happening in your retirement years!  It’s just another or next stage of your life!

Stats show that you will need an estimated 75% of your current income… to live a ‘comfortable lifestyle’ to have in retirement.

How are you going to acquire that income without a job?

Make a draft financial plan, even if it is only just some figures on a piece of paper! It’s a great start!

 

What about your life and lifestyle vision?

Think about your expected lifestyle after work and business?  How do you want it to look like?

Think about what new routines you can expect and what you will do with your day.

Think about living with your partner 24/7 and what you might enjoy doing together.

Think about expanding your social, community and recreational activities; what do these look like?

Are you thinking about doing what is going to make you happy and fulfilled?

Perhaps making a plan on more pieces of paper might help here?

50% of Australians were influenced by work availability or health reasons when considering when to retire.

Your Life Choices Retirement Income and Financial Literacy Survey 2019.

If this would happen to you, suddenly, would you have an idea or plan around what you might do moving forward?

An unplanned health issue may also influence your option to be able to do part-time work as well, to top up that income gap.

What age you want to retire and when you actually can sometimes do not match each other.  Some people want to retire at 50 yrs to a luxury yacht in the Bahamas, but in reality they can not ‘afford’ to and may have to work until they’re 80 yrs!

For many people it can be a case of having to retire due to circumstances beyond their control and at a ‘really bad’ time in their life.   Expect the unexpected.  Fail to plan, plan to fail.

 

Life expectancy.

In the last five years, the average age of retirement for those retiring, was under 63 years.  Almost half of these moving to retirement early, are due to health or redundancy issues.   A 50/50 chance that life does not go quite as expected!

A National Seniors Australia survey 2015, found that persons aged between 55-64 yrs underestimated their life expectancy by almost 5 years!   What!  I thought it would be the other way around!

So, how many years are you going to need to provide for yourself to live ‘comfortably’?

If we are going to live now to our late 80’s and you’ve stopped earning, where would you expect your ‘income’ to come from?

Start a financial and life and lifestyle plan today…… today is the best day to start!

 

 

 

 

#financialplanning   #livingcomfortably  #retirement   #freedomyears  #lifeexpectancy  #choiceandcontrol  #lifestylevision  #lifedreams  #financialsecurity  #howdoImakeaplanforretirement   #mindset 

Financial security.

 

Financial security is important.  Having paid off your home and debts is the best start.  

Stats show that you will need an estimated 75% of your current income… to live a ‘comfortable lifestyle’ to have in retirement.

How are you going to acquire that income without a job?

Make a draft financial plan, even if it is only just some figures on a piece of paper! It’s a great start!

 

What about your life and lifestyle vision?

Think about your expected lifestyle after work and business?  How do you want it to look like?

Think about what new routines you can expect and what you will do with your day.

Think about living with your partner 24/7 and what you might enjoy doing together.

Think about expanding your social, community and recreational activities; what do these look like?

Are you thinking about doing what is going to make you happy and fulfilled?

Perhaps making a plan on more pieces of paper might help here?

50% of Australians were influenced by work availability or health reasons when considering when to retire.

Your Life Choices Retirement Income and Financial Literacy Survey 2019.

If this would happen to you, suddenly, would you have an idea or plan around what you might do moving forward?

An unplanned health issue may also influence your option to be able to do part-time work as well, to top up that income gap.

What age you want to retire and when you actually can sometimes do not match each other.  Some people want to retire at 50 yrs to a luxury yacht in the Bahamas, but in reality they can not ‘afford’ to and may have to work until they’re 80 yrs!

For many people it can be a case of having to retire due to circumstances beyond their control and at a ‘really bad’ time in their life.   Expect the unexpected.  Fail to plan, plan to fail.

 

Life expectancy.

In the last five years, the average age of retirement for those retiring, was under 63 years.  Almost half of these moving to retirement early, are due to health or redundancy issues.   A 50/50 chance that life does not go quite as expected!

A National Seniors Australia survey 2015, found that persons aged between 55-64 yrs underestimated their life expectancy by almost 5 years!   What!  I thought it would be the other way around!

So, how many years are you going to need to provide for yourself to live ‘comfortably’?

If we are going to live now to our late 80’s and you’ve stopped earning, where would you expect your ‘income’ to come from?

Start a financial and life and lifestyle plan today…… today is the best day to start!

 

 

 

 

#financialplanning   #livingcomfortably  #retirement   #freedomyears  #lifeexpectancy  #choiceandcontrol  #lifestylevision  #lifedreams  #financialsecurity  #howdoImakeaplanforretirement   #mindset 

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Financial security.

 

Financial security is important.  Having paid off your home and debts is the best start.  

Stats show that you will need an estimated 75% of your current income… to live a ‘comfortable lifestyle’ to have in retirement.

How are you going to acquire that income without a job?

Make a draft financial plan, even if it is only just some figures on a piece of paper! It’s a great start!

 

What about your life and lifestyle vision?

Think about your expected lifestyle after work and business?  How do you want it to look like?

Think about what new routines you can expect and what you will do with your day.

Think about living with your partner 24/7 and what you might enjoy doing together.

Think about expanding your social, community and recreational activities; what do these look like?

Are you thinking about doing what is going to make you happy and fulfilled?

Perhaps making a plan on more pieces of paper might help here?

50% of Australians were influenced by work availability or health reasons when considering when to retire.

Your Life Choices Retirement Income and Financial Literacy Survey 2019.

If this would happen to you, suddenly, would you have an idea or plan around what you might do moving forward?

An unplanned health issue may also influence your option to be able to do part-time work as well, to top up that income gap.

What age you want to retire and when you actually can sometimes do not match each other.  Some people want to retire at 50 yrs to a luxury yacht in the Bahamas, but in reality they can not ‘afford’ to and may have to work until they’re 80 yrs!

For many people it can be a case of having to retire due to circumstances beyond their control and at a ‘really bad’ time in their life.   Expect the unexpected.  Fail to plan, plan to fail.

 

Life expectancy.

In the last five years, the average age of retirement for those retiring, was under 63 years.  Almost half of these moving to retirement early, are due to health or redundancy issues.   A 50/50 chance that life does not go quite as expected!

A National Seniors Australia survey 2015, found that persons aged between 55-64 yrs underestimated their life expectancy by almost 5 years!   What!  I thought it would be the other way around!

So, how many years are you going to need to provide for yourself to live ‘comfortably’?

If we are going to live now to our late 80’s and you’ve stopped earning, where would you expect your ‘income’ to come from?

Start a financial and life and lifestyle plan today…… today is the best day to start!

 

 

 

 

#financialplanning   #livingcomfortably  #retirement   #freedomyears  #lifeexpectancy  #choiceandcontrol  #lifestylevision  #lifedreams  #financialsecurity  #howdoImakeaplanforretirement   #mindset 

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